Made for Filipino freelancers
File your taxes
on time.
Free tax calculators, deadline reminders and straight answers for Filipino freelancers and self-employed professionals, from your first Upwork payout to your annual ITR.
Search any freelancer tax question
Payout planner
- Yours to spend
- ₱48,187
- Tax
- ₱3,133
- Contributions
- ₱8,680
Monthly average for the year, as a self-employed member. See the full plan →
- Free, no signup
- Your numbers never leave your browser
- 20 plain-language guides
- Rates checked Oct 19, 2026
Start where you are
What kind of freelancer are you?
New to freelancing
Got your first client? Register with the BIR, pick your tax option, and set up invoices.
Full-time freelancer
Pay less tax legally, budget every payout, and file each quarter without the stress.
Side hustle + day job
Your salary and freelance income are taxed together. You can still choose 8% on the side income.
Earning ₱3M or more
The 8% option is off and VAT kicks in. Plan your deductions and quarterly payments.
What changed lately
Sep 17, 2026
Payout fees re-checked, live exchange rate addedWise is now 0.49% + US$0.56 to a PH bank and Payoneer 1.2%–4%. The take-home calculator now fills in the latest USD to PHP reference rate.
Sep 16, 2026
One-time relief for micro taxpayers (RR 4-2026)Micro taxpayers with old tax and penalties of ₱80,000 or less per year can apply to settle them for a ₱5,000 fee until December 31, 2026.
Sep 16, 2026
Q3 deadlines moved to MondayOctober 25 and November 15, 2026 fall on Sundays, so 2551Q is due October 26 and 1701Q is due November 16.
Sep 16, 2026
SSS, PhilHealth and Pag-IBIG rates re-checkedSSS stays at 15% (₱5,000–₱35,000 salary credit), PhilHealth at 5%, Pag-IBIG at up to ₱400 a month for self-employed members.
Calculators
Every money question, one tool each.
Everything runs in your browser. We never see or store your numbers.
How much tax do I owe?
Self-Employed & Freelancer Tax Calculator
Compute your income tax under the 8% flat rate or graduated rates, with quarterly amounts and client-country warnings.
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8% or graduated?
8% vs Graduated: Am I Overpaying?
Compare both tax options side by side using your income and expenses, and see which one saves you more.
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Employed and freelancing?
Mixed Income Tax Calculator
Estimate your tax when you have a salary and freelance income at the same time.
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Is this deductible?
Expense Checker
Search an expense like internet, laptop or coworking and see if the BIR lets you deduct it.
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Am I BIR-compliant?
BIR Compliance Check
Answer a few questions to find gaps in your registration, filing and books before the BIR does.
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What if I file late?
Late Filing Penalty Calculator
Estimate the surcharge, interest and compromise penalty for a late BIR return or payment.
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How much are my contributions?
SSS, PhilHealth & Pag-IBIG Calculator
Monthly SSS, PhilHealth and Pag-IBIG contributions for self-employed and voluntary members.
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How much should I save each month?
Monthly Set-Aside Calculator
Know how much of each payout to set aside for tax and contributions so filing season is never a surprise.
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Upwork or Fiverr take-home?
Upwork & Fiverr Take-Home Calculator
From client rate to pesos in your account: platform fees, transfer fees, exchange rate and tax.
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Clients abroad
Where are your clients?
What forms to give them, whether anything gets withheld, and what you still owe the BIR.
Guides
Learn the ropes.
Short guides written for freelancers, not accountants.
Choosing your tax
8% flat rate vs graduated tax: which one actually saves you money as a Filipino freelancer?
The BIR gives Filipino freelancers a choice: pay 8% flat on gross income, or use the graduated tax table with optional deductions. The right answer depends on your income level and how many legitimate expenses you can document.
Read the guide →7 min read
Deductions
What Filipino freelancers can (and can't) deduct from their taxes in 2026
Not all business expenses are automatically deductible under BIR rules. This guide breaks down what qualifies, what does not, and what documentation you need to protect your deductions in an audit.
Read the guide →8 min read
Penalties & fixes
BIR penalties for unregistered Filipino freelancers: what actually happens
BIR enforcement against unregistered freelancers has increased significantly in recent years. Platforms now require TINs for payouts, and the penalties for non-compliance compound quickly. Here is what the NIRC actually says — and what to do if you are behind.
Read the guide →7 min read
Getting started
How to register as a freelancer with the BIR: a step-by-step guide for 2026
Registering with the BIR is the first step to freelancing legally in the Philippines. Here is what to prepare, how the process works online or at your RDO, and the mistakes that cost new freelancers money.
Read the guide →7 min read
Getting started
How to transfer your RDO or update your BIR registration with Form 1905
Your TIN is tied to a Revenue District Office, and that RDO does not change on its own when your life does. Here is when you need Form 1905, and how to handle an RDO transfer without surprises.
Read the guide →6 min read
Filing & paying
How to file BIR Form 1701Q: quarterly income tax for freelancers
Form 1701Q is the quarterly income tax return every self-employed Filipino files three times a year. This guide explains the deadlines, how the cumulative computation works, and what to do when you earned nothing.
Read the guide →7 min read
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